Personally, I find a firewall to be more important than AV as far as the defenses that actually provide used protection. That said, you have to realize that I am very careful about what I install on my computer. I don't just open email attachments. I don't click every link I receive, etc. As a result, AV is made almost unnecessary by good browsing habits and my firewall. I also work actively to prevent people from getting my contact information, so I don't get much spam.
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